Some of the regional medical plans we offer pay only if you get your care at an in-network provider (except
for emergencies). We’re asking because if you need to cover a dependent who lives in a ZIP code where there
aren’t many providers, it will affect the tool’s recommendation.
If you expect a hospitalization, you'll likely meet your plan's deductible, and might even meet the annual
out-of-pocket maximum.
The LifeConnections Health Center is a medical facility exclusively for Cisco employees and their families.
It is located in Building Q on the San Jose campus (near 1st Street and W Tasman Drive). The center offers a
range of services including primary care, travel immunizations, acupuncture, chiropractic care, physical
therapy, labs, X-rays, and more. You’ll pay 20 to 30 percent less for medical care at the health center than
you would in the community. You can also fill prescriptions at the LifeConnections Pharmacy and get vision
and dental care.
In the Kaiser Permanente plan and LifeConnections plans, you’ll generally be covered for in-network care only. With Kaiser, if you or a covered family member leaves home and needs care in another Kaiser service area, you can get most of the same services you would get in your home service area.
Kaiser Permanente offers an integrated care model with no deductible and low copays. In the plan, you’ll
generally be covered for in-network care only. However, you’re always covered for urgent and emergency
care, and if you or a covered family member leaves home and needs care in another Kaiser service area, you
can get most of the same services you would get in your home service area.
Low deductible plans cost more per paycheck, but when you need care, they begin to share in the cost
sooner than plans that come with a Health Savings Account (HSA). While low deductible plans could cost you
more overall, some people may choose them because they feel strongly that a low deductible is right for
them.
Harvard Pilgrim Health Care offers an integrated care model with a low deductible and low copays. You must
use Harvard Pilgrim Health Care network providers because the plan does not cover out-of-network care
unless it's an emergency.
Low deductible plans cost more per paycheck, but when you need care, they begin to share in the cost sooner
than plans that come with a Health Savings Account (HSA). While low deductible plans could cost you more
overall, some people may choose them because they feel strongly that a low deductible is right for them.
Low deductible plans cost more per paycheck, but when you need care, they begin to share in the cost sooner
than plans that come with a Health Savings Account (HSA). While low deductible plans could cost you more
overall, some people may choose them because they feel strongly that a low deductible is right for them.